Since financial troubles are often the leading cause of unhappy marriages and divorce, finding solutions before they spiral out of control can help to rekindle the spark in your relationship.

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Financial therapy is a method that helps couples get on the same page when it comes to spending, saving, budgeting, and paying off accruing debt, saving and spending habits, impulsive spending, communication about money, financial planning, long-term financial goals, and financial infidelity. 

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Instead of letting emotions get in the way and take over financially-driven conversations, financial therapy can teach partners problem-solving and communication techniques & skills to improve their relationship.

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A financial therapist helps with partners' communication tactics around money. They can also help couples listen to each other, create a financial plan, and have constructive conversations without fighting. 

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How Does Financial Therapy for Couples Work?

 

For those considering attending a couple's financial counselling/financial therapy, it's helpful to understand how the process works before beginning.

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Couples will attend therapy sessions together to learn how to speak to one another, change their financial outlook, and adopt new, healthy financial strategies and habits.

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Long story short— financial counselling for couples works by combining financial coaching and emotional coaching to create a better partner relationship and facilitate smarter financial decisions. 

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Bringing a professional into the equation can identify the root of the fighting about money, communication issues, and misunderstandings that can drive negative feelings.

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What To Expect in Couple's Financial Therapy

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Couples can expect a few different things when they head into financial therapy:

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• Talking with your partner about what upsets them (or you) when it comes to handling or discussing finances

• Understanding you and your partner's financial patterns

• Listening to how your partner feels about money and the current financial situation

• Speaking with the therapist about how to improve communication skills and strategies

• Learning coping skills to avoid arguments and deal with stressful situations

 

If money issues and financial stress are negatively affecting your relationship, financial therapy for couples can offer long-term solutions to transform your life for the better.

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Finance as a form of romance

 

Whether you're in a brand new shiny relationship or you've been committed for a while, take some time to sit down with your partner and talk through your feelings about money. That vulnerability is a really important part of intimacy. The messiness, the part that we're still figuring out, like when we can share that with another person? That's really where that magic connection happens.

And really, what could be more romantic than planning for your future together?